Opinions on new system specs

[Karma Eng.]

Ok i'm thinking about buying a new system and a 002 rack. the computer will be a dell dimension 2400 with a 2.4 ghz pentium 4, 533 front side bus, 512 mb ddr sdram, 60 gig system drive, i'll add a hot swap hard drive, and probably another 100 gig drive for storage. The chipset will probably be an 845 they have a few available so I'll get one that is on the list of compatible drives. Do you guys think this is a good idea? part of the reason to get a system from dell is i can afford the payments but can't afford the system right now. I thought about a dual processor system but i can't afford to buy it. Opinions would be great! thanks

-Kevin