Studio Insurance-OT
 

My insurance policy on the equipment in my studio just went up considerably. My room is in my house, but I cannot attach it as a rider to my home insurance policy. Currently, it's a Lloyd's of London policy through Empire Insurance, and it's now about $185 a month, which seems a lot. (It had been about $115 a month before)

I had investigated a policy through ASCAP, and I seem to remember that it wasn't what I either needed or was looking for.

Anybody out there with brilliant policy for a lad with nice room, 2 HD3 systems and all the acoutrements that those entail?

Thanks in advance.

Craig

Re: Studio Insurance-OT
 

I joined the musicians union. Paid $200 a year dues. My insurance premium for around $30,000 worth of gear was about $300 a year. Another option is Musicpro insurance. Actually I think they do ASCAP's inusrance policies as well. Anyone who uses Musicpro Insurance care to chime in with their experiences (ease of claims etc.)?

Tim

Re: Studio Insurance-OT
 

I just got musicpro insurance, its 1% premium a year. So $50,000.00 of gear is $500.00 yr.
Studio liability is a flat $350.00 a year covers $1000,000.00.

Re: Studio Insurance-OT
 

musicpro here too. the 1% number is accurate. $300/year for $30k of coverage.

--
lance

Re: Studio Insurance-OT
 

Musicpro is not the thing I saw several years ago when I looked into insurance through ASCAP, so I will definitely give it a look-see. Sounds very promising.

Thanks for the helpful replies.

Craig

Re: Studio Insurance-OT
 

Music Pro here as well.....talk to Angela...she handles all of the clients. I had a claim a few years back and it was quite an easy experience.

1% is accurate.

-S0nguy

Re: Studio Insurance-OT
 

yes, angela at musicpro. i have been with them for years. one big claim in that time. handled well. good folks.