ok, so maybe this may make sense to some of you but i went searching around behind the covers...among other things I went through all the settings in the NVIDIA card and yup, the is a sound setting there set to 32bit-48khz. I switched that to 24bit/44,1khz and ... I a happy guy. It appears that all the setup trouble Ive had over the last week has vanished. I really appreciate both your input...it got me thinking.